Niveshkar

NRI Finance

Free, no-signup tools for Non-Resident Indians managing money back home — property-sale TDS, residency and income tax, capital gains and double-taxation relief. Open math, primary sources, FY26 rules. Built for NRIs in the US, UK, Gulf, Canada and beyond.

Calculators

Guides

Why a dedicated NRI section?

NRIs face a tax and compliance maze that resident-focused calculators quietly get wrong: TDS on property under Section 195 (not the resident 1%), residency tests that decide what is even taxable, DTAA relief across 90-plus treaties, and repatriation limits with their own paperwork. Generic tools assume you are a resident and mislead on every one of these. These calculators are built for the NRI case specifically, with the actual sections and forms spelled out.

Everything is free and needs no signup. The math is open and sourced from the Income Tax Act, CBDT notifications and the relevant treaties. If a rule changes, the tools are updated. Found an error or want a tool added? Tell us.

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